Grow Your SIP
Over Time
Automatically increase your SIP amount every year and supercharge your wealth creation with zero extra effort.
Invest More as You Earn More
SIP Top-Up (also called Step-Up SIP) allows you to automatically increase your SIP amount at regular intervals — usually yearly. As your salary grows, your investments grow proportionally.
Even a 10% annual increase in your SIP can nearly double your final corpus compared to a regular SIP — with no extra effort from your side.
Regular SIP vs SIP Top-Up (₹5,000 start @ 12%)
| Year | Regular SIP | SIP Top-Up (+10%) |
|---|---|---|
| Year 1 | ₹5000 | ₹5000 |
| Year 3 | ₹5000 | ₹6050 |
| Year 5 | ₹5000 | ₹7321 |
| Year 10 | ₹5000 | ₹11789 |
Why SIP Top-Up?
Accelerate Wealth
Increasing your SIP by even 10% yearly can dramatically boost your final corpus.
Beat Inflation
As your income grows, your investments grow too — keeping pace with rising costs.
No Extra KYC
Top-up your existing SIP instantly. No new paperwork or KYC required.
Your Terms
Choose yearly auto top-up or manually increase whenever you want.
How It Works
Start a SIP
Begin with any amount from ₹500/month in your chosen fund.
Set Top-Up %
Choose how much to increase yearly — 5%, 10%, or a fixed amount.
Auto Increase
Every year your SIP amount increases automatically — no action needed.
Bigger Corpus
Watch your wealth grow significantly faster than a regular SIP.
Ready to Top-Up Your SIP?
Talk to our advisors and set up your SIP Top-Up in minutes.